Are you dreading that awkward conversation about finances with your significant other? Never fear, because we've got some tips to help you navigate those choppy financial waters with grace.
First things first: remember that good communication is key. Be clear and direct about your thoughts and feelings, and make sure to listen actively to the other person. It might be helpful to write down some talking points beforehand, so you can stay on track and make sure you cover everything you want to discuss.
One principle to keep in mind is stewardship, which means being responsible and wise with the resources God has given us. This could involve budgeting, saving for the future, or using your money to help others.
Another important principle is honesty and transparency. This means being open and truthful about your financial situation, rather than hiding or disguising the truth. It also means being willing to listen to the other person's perspective and taking their needs and concerns into account.
One way to lighten the mood during a financial conversation is to come up with fun, creative solutions to your financial problems. For example, if you're trying to save money on groceries, you could have a "banana bread bake-off" instead of going out to eat. Or if you're trying to pay off debt, you could have a brainstorming session where you and the other person write down all the ridiculous things you've spent money on in the past (we've all been there) and see what you could possibly eliminate in the next month.
Finally, remember that you and your spouse are in this together. You both want what's best for yourselves and for your relationship, so try to find a solution that works for both of you. This might require compromise, but with patience and understanding, you can find a way forward that honors your marriage and helps you both achieve your financial goals.
Source: "7 Christian Principles for Handling Money" by Dave Ramsey, DaveRamsey.com (https://www.daveramsey.com/blog/7-christian-principles-for-handling-money)